The Buying Process
Determine your who, what, when, where, why:
- Who gets pre-qualified. Talk to a lender to learn more about your loan options as well as what prices range you should be searching in. This will also help determine your who (who will be on the loan, who will be on the deed etc).
- What neighborhoods would you prefer to live in? How do you commute to work and what is your max commute time needed?
- What neighborhoods would you prefer to live in? How do you commute to work and what is your max commute time needed?
- What is your timeline? Do you have a lease that is ending or a job you are moving for?
- Why do you want to purchase a home? How long do you plan to live her for?
If you’re looking to purchase a home soon, it’s important to make sure you work with an agent who is experienced, available, and on top of things. Over the years, Jen and her team have assisted hundreds of home buyers with the process ensuring that the buyers needs were met throughout the process. With an extensive list of referrals for lenders, home inspectors, title companies, contractors, and more, Jen makes sure that you will be well taken care of in all aspects of the home buying process.
Every home buyers’ process and experience will be different. While some buyers urgently need to find a new home, others prefer to browse for quite some time before finding a home that feels “just right.” From first time home buyers to last time home buyers, and purchases contingent upon the sale of your home, we have been through it all! We are ready to assist you with your home purchase when you are ready!
Home Sweet Home's Buying Proccess Steps
I’ll be sending you listings through the MLS and you let me know which ones you like best! Normal settlement timeline from the time you put in an offer to closing is 30-60 days, so I don’t normally recommend looking at too many homes before you are ready to close in that timeline
Look at homes. Typical homebuyers look at 5-20 homes depending on their timeline/needs.
Submit your offer! Take into account seller’s assist etc. We will give you estimate of monthly costs as well as total out of pocket before putting in the offer so they are numbers you feel comfortable with.
Negotiate with the seller and sign Agreement of Sale (AOS).
Submit deposit check and schedule inspections.
Negotiate inspections. Do you prefer credit or for the seller to repair things prior to settlement?
Appraisal. This will determine ‘true” value of home and secure your loan in case you were to default on mortgage, banks know they can sell the home for this amount
Settlement and become a home owner! On settlement day there shouldn’t be much else for you to do other than show up with your ID, final down payment check and be ready to sign paperwork. You get the keys on this day and the home is all yours!